Our first reaction is to always apologize any time we cause any sort of inconvenience to another person. It is considered good manners to say “I’m sorry” whenever you accidentally bump into someone or interrupt another person while they’re speaking.
When a car accident occurs, especially one involving injuries, you can imagine how instinctual apologizing can be. However, saying sorry can have legal and financial consequences.
Why Apologizing Can Be Seen as an Admission of Fault
Although it may seem rude, any form of apology following a car wreck can potentially be interpreted by the other driver and insurance adjusters as an admission of responsibility for the collision. This allows insurance providers to deny your coverage entirely and hold you liable for the damages caused by the collision.
These following statements can possibly harm your claim:
- “I’m sorry”
- “I did not see you there”
- “I wasn’t paying attention”
- “I was on my phone”
In addition, when asked how you are feeling after a crash, replying with “I’m okay” or “I’m fine” can be just as damaging. Some injuries suffered in a car accident can have delayed symptoms, which do not appear until days or even weeks after. If you indicate that you are alright after an accident, but experience pain and injury later on, you will most likely encounter difficulty obtaining compensation for medical expenses or loss of income from insurance providers.